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Staples Credit Center

Staples Credit Center

Managing expenses is easier than ever. Just choose the payment option that best meets your business or home needs. It’s as simple as that!

Learn more about the Staples Credit Card

Staples Business Account

Ideal for businesses that want more
flexibility when managing expenses.

Apply Now

Terms and conditions

With a Staples Business Credit Account you'll enjoy these great benefits:

  • Flexible payment options
    Get what your business needs now, and choose to pay in full or carry a balance (fees and finance charges apply when carrying a balance). There are no finance charges for qualified government agencies and educational institutions.
  • Itemized billing detail
    You'll receive statements with a higher level of detail than general-purpose cards provide. See exactly what was purchased, how much was spent, and where purchases were made. This information is particularly helpful for tax purposes.
  • Enhanced spending control
    Set up authorized user and parent/child billing options if you have multiple departments/locations.
  • Dedicated credit line
    Keep your office supply spending on one account and free up your company's other lines of credit for other expenditures.
  • Automatic enrollment in Staples Rewards
    Earn 5% back in Staples Rewards on everything. All products, all services – including technology. Earn $2 back in Staples Rewards for each ink or toner cartridge recycled when minimum purchase requirements are met. Plus, take advantage of bonus savings events throughout the year.
  • Free Shipping on staples.com for Rewards members
    Be sure to use your Staples Rewards number when ordering.

Staples Commercial Billing

Perfect for larger organizations that want
to pay their balance in full each month.

Apply Now

Terms and conditions

With a Staples Commercial Billing account you’ll enjoy these great benefits,
ideal for bigger businesses, government organizations and schools:

  • Invoice Billing
    Separate itemized invoices show exactly what was purchased, as well as when and where. You can also choose to direct payments to specific invoices.
  • Net Payment Terms
    Receive monthly statements with itemized invoices for all purchases made during the billing period. Full (net) payment is due 20 days after the statement date.
  • Purchase order tracking
    If your business requires a purchase order we’ll print it on the invoice for reference.
  • Free shipping on staples.com for Staples Rewards members
    Be sure to use your Staples Rewards number when ordering.
  • Enhanced spending controls
    Set up authorized user and parent/child billing options if you have multiple departments/locations.
  • Dedicated credit line
    Keep your office supply spending on one account and free up your company’s other lines of credit for other expenditures.
  • Automatic enrollment in Staples Rewards
    Earn 5% back in Staples Rewards on everything. All products, all services – including technology. Earn $2 back in Staples Rewards for each ink or toner cartridge recycled when minimum purchase requirements are met. Plus, take advantage of bonus savings events throughout the year.

Staples Personal Account

Best for individual customers who want
flexible purchasing power at Staples.

  • No annual fee
  • Flexible payment options
  • Free shipping on staples.com for Staples Rewards members
  • Automatic enrollment in Staples Rewards

Apply Now

Terms and conditions

Compare Staples credit accounts for business

Here’s a side-by-side comparison of our two business-focused accounts. Take a look and choose the one that will
work best for you.

Business Account

Payment Terms
Pay in full, or carry a balance

Best for most businesses:
Allows flexibility to carry a balance

  • Flexible payment options
  • Dedicated credit line
  • Itemized billing detail
  • Enhanced spending control
  • Automatic enrollment in Staples Rewards
  • Free shipping on staples.com for Staples
    Rewards members

Apply Now

Terms and conditions

Commercial Billing

Payment Terms
Pay in full required each month

Best for larger organizations that:
Cannot carry a balance
Require purchase order tracking

  • Invoice billing
  • Net payment terms
  • Purchase order tracking
  • Enhanced spending control
  • Dedicated credit line
  • Automatic enrollment in Staples Rewards
  • Free shipping on staples.com for Staples Rewards members

Apply Now

Terms and conditions

Which Account is right for you?

Will your organization require that payments be applied to specific invoices,
versus applying to your total monthly balance?
Yes
No
Don't know

Will your organization require purchase order tracking
for all Staples Business Credit Account purchases?
Yes
No
Don't know

Will your organization always pay your Staples Business Credit Account
balance in full each month?
Yes
No
Don't know

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*Staples Rewards members receive 5% back in Rewards on all items excluding taxes, postage, prepaid phone cards, delivery charges, coupons, gift cards and purchases made on third-party websites. Staples Rewards® are issued online monthly when the value of the Reward is at least $10. Rewards expire no less than 60 days after issuance. Monthly balances of less than $10 will roll over each month until the minimum is met for that calendar quarter. If the $10 minimum for the quarter has not been met, the balance will expire at the end of the quarter. Rewards Members receive free shipping on all orders placed on staples.com or by phone at 1-800-333-3330 for which a Membership account is identified, excluding orders made at staplescopycenter.com, print.staples.com, staplespromotionalproducts.com, and third party websites linked to staples.com. Standard Staples delivery policies apply. Recycle any ink or toner cartridge, up to 10 per calendar month per customer, and, if the Member has spent at least $30 in ink and/or toner purchases at Staples over the previous 180 days, the Member will receive $2 back in Staples Rewards per cartridge. Ink and/or toner purchases made on the date of recycling are calculated toward minimum purchase requirement. Minimum purchase requirement net of coupons, taxes, and shipping charges. We will recycle additional cartridges but Rewards will only be issued for 10 per calendar month per customer. Ink Recycling Rewards are issued online monthly, separately from your standard Staples Rewards statement. Ink resellers and remanufacturers are strictly prohibited from earning Ink Recycling Rewards. Limit one Staples Rewards account per person or at any mailing address. Additional accounts will be cancelled. View our full terms and conditions.