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Staples Credit Center

Which account is best for me?

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Staples Business Credit Account
  • Revolving payment terms — Best for businesses and organizations that want flexible payment terms to help manage cash flow.
  • Net Pay payment terms — Best for businesses, governmental agencies, and educational institutions that purchase frequently from Staples and need the ability to apply payments to specific invoices.
Staples Personal Credit Account
  • Best for personal, family and household use.

What are the key features and benefits of each account?

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Staples Business Credit Account
  • Revolving payment terms
    • No annual fee
    • Automatically linked to Staples RewardsSM Gold
    • Itemized monthly billing statements
    • Dedicated line of credit for Staples purchases
    • Expense control — accepted only at Staples
    • Secure, online account access — view and pay bills online
  • Net Pay payment terms
    • No annual fee
    • Automatically linked to Staples RewardsSM Gold
    • Ability to apply payments to specific itemized invoices
    • Purchase order tracking
    • Expense control — accepted only at Staples
    • Secure, online account access — view and pay bills online
Staples Personal Credit Account
  • No Annual Fee
  • Extended payment terms available to finance larger purchases at specific times during the year

Can I access my credit account online?

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Staples Business Credit Account
  • Revolving payment terms —

    Provides FREE, secure online access to your account including:

    • Statement overview
    • Online bill payment
    • Purchase detail
    • View unbilled purchase activity
    • Download statements and invoices
    • Secure online messaging for customer and technical support
  • Net Pay payment terms —

    Provides FREE, secure online access to your account including:

    • Account summary
    • Online bill payment
    • View current and past invoices
    • Download invoices
    • Secure access to key account maintenance information
Staples Personal Credit Account
  • Online account access is not yet available

What other features and benefits do these accounts offer?

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Staples Business Credit Account
  • Revolving payment terms
    • Special product offers and money-saving coupons
    • Credit review process ideal for newer businesses
    • Account can be linked to tax exemption for office supplies
    • Purchase order tracking on catalog orders
    • Parent/child billing options available
  • Net Pay payment terms
    • Special product offers and money-saving coupons
    • Account can be linked to tax exemption for office supplies
    • Purchase order tracking on all Staples purchases
    • Dedicated Account Representative
    • Parent/child billing options available
Staples Personal Credit Account
  • Same-day application processing at Staples stores
  • Easy-to-read monthly statements

Where can I use these accounts?

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Staples Business Credit Account
  • Revolving payment terms — Staples stores, Staples catalog and Staples.com®
  • Net Pay payment terms — Staples stores, Staples catalog and Staples.com®
Staples Personal Credit Account
  • Staples stores, Staples catalog and Staples.com®

What is the difference between Revolving and Net Pay payment terms?

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  • With Revolving payment terms, you can pay your balance in full when due, or, to help manage cash flow, make minimum monthly payments with finance charges.* With revolving payment terms, your payments are applied to your total balance, not specific invoices.
  • With Net Pay payment terms, payments are applied to specific invoices, which makes account reconciliation easier if you purchase frequently. You'll receive a monthly statement (with invoices attached) with balance due in full 20 days after the statement date.

*See Card Agreement for details