This Panda Express Gift Card (the "Card") is issued to you by Panda Restaurant Group, Inc. The dollar value that you load onto the Card is a prepayment only for the goods and services of participating Panda Express stores in the United States. The Card may be reloaded at participating Panda Express stores. No credit card, credit line, overdraft protection or deposit account is associated with the Card and has no implied warranties. Unless otherwise required by law, any amount on the Card is nonrefundable and may not be redeemed for cash.